Living here

Who repairs what

At Wafco Mills, each owner takes care of the inside of their own home. The Association takes care of the shared property. This page shows which is which, and what to do about a leak.

Owner repairs Association repairs Leak steps

Updated November 12, 2026

Inside your home

The owner repairs

These belong to the owner. The owner hires and pays the repair person.

Heat and air

The heating and air system that serves the home, inside and outside parts.

Appliances

Stove, refrigerator, fans, water heater, and other appliances and equipment.

All plumbing for the home

Each home has its own plumbing. Pipes, drains, toilets, and fixtures that serve only that home belong to its owner, including the pipes hidden inside the walls, ceilings, and floors. A leak from those pipes is the owner's to fix, along with damage it causes to other homes.

Electric and utility lines

Wiring, fixtures, and hookups for power, light, phone, and sewer that serve the home.

Windows

Window frames, glass, and screens.

Inside surfaces

Paint, wall and ceiling finishes, floors, cabinets, and furnishings.

Your own deck, patio, or yard

A deck, patio, or yard only that home uses.

Source: Declaration of Condominium, Article XVIII. Item by item: the Maintenance Responsibilities chart, approved May 2021.

Shared property

The Association repairs

These are shared by all owners. Dues pay for their care.

The buildings' structure

Roofs, outside walls, and the parts that hold up the buildings.

Shared main lines

Main service lines in the shared property that serve more than one home. Pipes that serve only one home are that owner's, even inside a wall.

Steps, porches, and stoops

Steps, porches, stoops, fenced parking areas, walls, and fences.

Grounds and parking

Lawns, trees, sidewalks, the parking lot, and the trash enclosure.

If the Association's own repair work damages a home, the Association fixes that damage.

Source: Declaration of Condominium, Articles XVIII and XIX.

Money

How insurance fits in

The Association's policy

If the Association's insurance pays for damage to something the owner must fix, the owner pays the part below the deductible. A deductible is the amount paid before insurance pays.

Source: Declaration, Article XVIII.

The owner's HO-6 policy

An HO-6 is an owner's own condo insurance. It can help cover the inside of the home, belongings, and the deductible. Ask your agent what your policy covers.

See the FAQ about HO-6.

Stacked homes

Water coming from the home above

Many Wafco Mills homes are stacked, one above the other. Each home has its own plumbing and its own heat and air. A leak upstairs can drip into the home below. Act fast to keep the damage small.

A leak inside a wall is still the owner's

If the leaking pipe serves only one home, that owner is responsible, even when the pipe is hidden behind a wall, ceiling, or floor. That owner hires the plumber, opens and closes the wall if needed, and is responsible for damage to neighbors' homes. The Association does not repair pipes that serve one home. Keeping each home's plumbing with its owner keeps dues fair for everyone.

1

Stop the damage

Put a bucket under the drip. Move things out of the way. Take photos for insurance.

2

Turn off water if needed

If the leak may be from your own pipes, turn off your water. Find your shutoff in the FAQ.

3

Tell the right person

Renters: tell your landlord or property manager right away. Owners: contact the owner of the home above and ask them to check for a leak.

4

Call insurance

Owners call their HO-6 insurance company and trade insurance details with the other owner. The insurance companies sort out who pays.

5

Get it fixed

The owner of the leaking home hires a plumber or heat and air company and pays for the repair, including inside the walls. Plumbers often need into both homes, so please help with access.

6

From the roof or an outside wall?

That is shared property. Owners report it to Priestley.

Do not know the owner upstairs?

Owners can ask the Board for help reaching the other owner (see Who to contact). Renters, your landlord will do this for you. Knowing your neighbors makes leaks much easier to handle.

More detail: the FAQ about ceiling leaks. This page is general information, not legal or insurance advice.

Prevent leaks

Empty home in winter

The rule
If a home will be empty in winter, keep the heat at 60 degrees or higher and turn the water off. This keeps pipes from freezing and bursting.
Where it comes from
Rules and Regulations, Empty Units. [Read from the July 2020 Rules. Board to confirm in the December 2025 Rules.]
What may happen next
A frozen pipe can flood your home and the homes near it. The owner is responsible for repairs to their own home.
Who to contact
Your own plumber or heat and air company.

Who to contact

Before you contact the Board

  1. Renters: contact your landlord or property manager for any repair.
  2. Owners, a repair inside your home: call your own repair person. Owners can log in to see the vendor list owners have used.
  3. Owners, shared property like a roof, outside wall, or parking lot: contact Priestley Management.
  4. Water from the home above: follow the leak steps.

Priestley Management Company

Seth Geise, Association Manager
SGeise@priestleymanagement.com
(336) 355-9830

Owners who still need the Board, or help reaching the owner upstairs: see the Contact page.

Seth Geise at Priestley and the Board of Directors work only with owners. If you rent your home, please contact your landlord or property manager.

Updated November 12, 2026. If anything on this page is wrong, please tell the Board and it will be fixed in the open.

Wafco Mills Board of Directors